Youth
Accounts
Our youth accounts are designed to help young savers develop healthy financial habits from an early age. With no minimum balance requirements, easy access to funds, and educational tools to guide them, these accounts offer a fun and engaging way for kids and teens to learn about money management. Whether it's for saving up for a special purchase or just getting started, it's the perfect way to lay a strong foundation for their financial future.
Savings Solutions for Every Stage of Life
Discover savings accounts tailored to your unique needs and goals. Whether you're building an emergency fund, saving for a dream purchase, or planning for the future, we offer options designed to help you grow and protect your money with ease.
Our Smart Kids Accounts help children under 14 develop smart saving habits with no minimum balance and features designed to make learning about money fun. It’s an easy and safe way for parents to guide their children towards a solid financial future.
$mart Kid$ Account
$mart $tart Account
Designed for teens, our accounts offer the opportunity to learn financial responsibility with access to a debit card, available with parent permission. It’s the perfect way to gain independence while still having the guidance and security of parental oversight.
Tailored for young adults, our accounts come with no monthly fees and offer access to a line of credit for those who qualify. Plus, you can take advantage of our first-time auto buyer program, giving you the tools to build credit and achieve your financial goals.
NextGen Account
A $25 minimum opening deposit into your Savings Account is required when opened online. Additional savings accounts may also require a minimum deposit at account opening. All deposit accounts earn interest and are included in your NCUA $250,000 coverage. Rates are subject to change.
Designed to help kids grow
Scholarships
Every year, we offer scholarships of $1,000 to up to 10 eligible candidates. With a commitment to investing in the future, our scholarships are designed to assist students in pursuing their dreams and achieving success in their academic journey.
First Time Auto Buyer Program
Our First-Time Auto Buyer Program is designed to help you get behind the wheel of your first car with confidence. Offering competitive rates and flexible terms, it’s the perfect way to build your credit and make your dream vehicle a reality, even if you’re new to car financing.
Manage Your Money Anytime, Anywhere
Our accounts come with features like Early Pay, giving you access to your money up to three days sooner*, plus Mobile Deposit and Bill Pay for seamless financial management. Stay in control of your balances and bills wherever you are with Online Banking or our Mobile Banking App.
*Early Pay is a free service for all Public Service Credit Union members with direct deposit. ACH payroll can be posted up to 3 business days early, but not guaranteed. The payroll sender determines when they send the payroll files, PSCU has no control on how early payroll will come in.
