Effective January 1, 2025
Account | Rate | APY (Annual % Yield) | Dividends Paid |
|---|---|---|---|
Regular Savings | 0.01% | 0.01% | Monthly |
Direct Advantage Plus/Checking Account**** | 1.00% | 1.00% | Monthly |
Club Account/Round Up | 0.01% | 0.01% | Monthly |
IRA Accounts ($100.01 - 2,500) | 0.10% | 0.10% | Quarterly |
IRA Accounts ($2,500 - 25,000) | 0.30% | 0.30% | Quarterly |
IRA Accounts ($25,000 - $100,000) | 0.50% | 0.50% | Quarterly |
IRA Accounts ($100,000 - $250,000) | 0.70% | 0.70% | Quarterly |
IRA Accounts ($250,000.01- $500,000) | 1.00% | 1.00% | Quarterly |
IRA Accounts ($500,000.01+) | 1.20% | 1.20% | Quarterly |
Money Market ($100.01 - $2500.00) | .20% | .20% | Quarterly |
Money Market ($2,500 - $25,000) | .20% | .20% | Quarterly |
Money Market ($25,000.01 - $100,000) | .30% | .30% | Quarterly |
Money Market ($100,000.01 - $250,000) | .45% | .45% | Quarterly |
Money Market ($250,000 - $500,000) | .50% | .50% | Quarterly |
Money Market ($500,000.01+) | .70% | .70% | Quarterly |
APR= Annual Percentage Rate. Loan Rates and financing are offered based on applicant’s credit and the term of the loan. LTV= Loan to value is the percentage of equity value PSCU will lend, using your home as collateral. Home Equity and HELOC based on LTV ratio and are not credit based. ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
APY = Annual Percentage Yield. Fees may reduce the earnings on your account. Monthly Rates listed above are the rates paid last quarter/month. Rates are subject to change at any time. Certificates will automatically renew at maturity unless redeemed. The renewed certificate will earn the current rate at the time of renewal.
** Product features a great “Step Up” feature where you can adjust your interest rate if it goes up. Ask your rep for details!
***23 month CD Special will roll at maturity to a 24 month CD and fall in the tier based on it's balance at maturity. 365 day penalty for early withdrawal applies.
****To earn checking account dividend, monthly direct deposit of at least $1500. E-statements & minimum of 10 transactions a month. Dividend paid on balances up to $10,000.
