Business Loans
Big plans? We’ve got your back. Whether you’re expanding, upgrading, or investing in the future, Public Service Credit Union’s Business Loans offer competitive rates, flexible terms, and local support to help you move forward with confidence. Let’s turn your next big idea into reality—because when your business thrives, so does our community.
Let’s build something great.
Flexible financing, competitive rates, and a partner who’s invested in your success.
Equipment Loans
We provide financing for various assets, such as equipment or machinery, with a fixed rate and predictable monthly payments.
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New or used equipment or machinery
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Office furniture and fixtures
Loan amounts from $10,000 up to $750,000
Mortgages
PSCU offers commercial mortgage loans for acquiring, refinancing, or redeveloping commercial property.
With flexible terms and competitive rates, we can meet the unique real estate financing need of your business.
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Purchase
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Refinance
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Cash-Out Refinance
PSCU offers funding for your short-term working capital needs.
Large contract coming up, seasonal cash flow fluctuations, equipment repairs, are all things a Business Line of Credit can help with.
Loan amounts from $10,000 up to $1,000,000.
Line of Credit
What you need to apply
Applying for a PSCU Business Loan is simple. To get started, have the following information ready:
Business & Personal Financial Documents
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Three years of your most recent business and personal tax returns and/or financial statements
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Personal financial statement
Loan & Business Details
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Loan amount, type, purpose, and collateral (if applicable)
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Business legal name, address, phone, and email
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Business structure, year established, date acquired, and Industry Code (NAICS)
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Business Tax ID or Social Security Number (for sole proprietors)
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Annual sales/revenue and number of employees
Business Owner Information
(Each owner with 25% or more interest must be listed as a guarantor.)
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Full name, home address, phone, and email
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Social Security Number, date of birth, title, and ownership percentage
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Citizenship status
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Government-issued photo ID (Driver’s License, U.S. Passport, or State ID) may be required for verification
Important Information
To comply with federal regulations, we are required to verify the identity of all applicants. You may be asked for additional documents to confirm your information.
Have questions? Contact us at CommercialServices@pscunow.com to get started.
